✈️ ICICI Lounge Access Changes – At a Glance
🛑 What Changed?
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Old Rule: ₹35,000 spend per quarter = complimentary domestic lounge access
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New Rule (from Jan 1, 2025): ₹75,000 spend per quarter now required
📅 Spend Period vs Lounge Access Period
You must spend ₹75,000 in the prior quarter to get access in the next quarter:
| Spend Period | Lounge Access Period |
|---|---|
| 26 Sep 2024 – 26 Dec 2024 | 1 Jan 2025 – 31 Mar 2025 |
| 26 Dec 2024 – 25 Mar 2025 | 1 Apr 2025 – 30 Jun 2025 |
| 26 Mar 2025 – 25 Jun 2025 | 1 Jul 2025 – 30 Sep 2025 |
| 26 Jun 2025 – 25 Sep 2025 | 1 Oct 2025 – 31 Dec 2025 |
💳 Affected Cards
This new rule affects 21 mid-tier ICICI cards, including:
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ICICI Coral Credit Card
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Expressions & MINE (Visa/Mastercard)
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HPCL Super Saver
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Manchester United Platinum
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MakeMyTrip Platinum
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SPEEDZ, Parakram, CSK
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Business Blue Advantage & MMT Business Platinum
👑 Who Still Gets Unlimited Lounge Access?
No spend-based restriction for:
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ICICI Emeralde Credit Card
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Emeralde Private Metal Card
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Diamant Credit Card
These cards cater to high-spending users and retain unlimited lounge access.
💸 Hidden Fees to Watch Out For
🧾 Dynamic Currency Conversion (DCC) Fee
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New DCC fee: 1% from Feb 5, 2024
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Tip: Always pay in local currency abroad to avoid poor exchange rates + DCC fees
🧳 Other Quiet Rollbacks
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❌ Spa access discontinued (even for premium cards)
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❌ No reward points for:
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Wallet loading (e.g., Paytm, PhonePe)
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Rent payments (e.g., RedGiraffe, CRED)
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💸 Supplementary card fee introduced: ₹199 annually